Critical illness insurance

Elite Medical diagnostics and treatment at the best clinics of Israel, Europe, worldwide
HEALTHCARE NEEDS CHANGING.
INSURANCE FOLLOWS
Everyone should have an opportunity to get access to a qualified medical care regardless of the circumstances.

Top Experts Center provides you with a truly competent support in required field of medicine. It helps people to confirm or verify their diagnosis and get access to the best medical treatment available globally.
ADVANTAGES OF
INTERNATIONAL
MEDICAL
INSURANCE
Insurance programs allowing treatment abroad provide simple and low-cost access to expensive hi-tech medical services that ensure higher chances of survival and curing compared to the local medicine.
Top Experts Center. Multiline services:
  • Arrangement of medical treatment abroad («on a turn-key basis»)
  • Re Insurance consulting, design and handling of critical illness insurance programs
  • Telemedicine, telecheck-up
  • Arrangement of authentic medicaments supply in patient’s place of residence
  • Arrangement of further treatment in patient’s place of residence in accordance with international standards
ADVANTAGES OF
WORKING WITH
TOP EXPERTS CENTER
  • Years of practical experience in medical tourism & online consulting
  • Extensive experience in international medical & critical illness insurance
  • Worldwide access to internationally recognized physicians
  • Partnership with internationally certified clinics & hospitals
  • Competitive treatment costs and negotiable rates
  • 24/7 experienced healthcare assistants
  • Proactive support before, during and after treatment
  • Reliable legal basis
A NEW KIND OF CRITICAL ILLNESS INSURANCE
Traditional Critical Illness Insurance
  • One-off payment (lump-sum upon getting sick)
  • No actual medical treatment
  • No help with finding treatment
  • No Telemedicine services
  • No second medical opinion
TOPCOVER Critical Illness Insurance
  • Tailor-made insurance solutions (variable insurance coverage: various critical illnesses, limits, geography of treatment, etc.)
  • Coverage of medical, travel and accommodation expenses, as well as travel expenses of accompanying family members
  • Multiple treatment options of the highest quality (Israel, Europe, others)
  • Telemedicine & 2nd medical opinion provided by the best international experts
  • The development of treatment plan
  • Priority access to leading clinics, internationally recognized specialists
  • Full medical concierge services
  • Reasonable/competitive prices
  • Translation services for communication at clinics
We develop new kind of insurance product: mix of Traditional & TopCover treatment programs securing well balanced protection for reasonable price.
OUR SERVICE ON CRITICAL ILLNESS INSURANCE
We ensure full design and handling of critical illness insurance programs, depending in individual needs & requirements of the Insurer.
Reliable reinsurance support by one of one of the world’s largest Reinsurer for Life & Health.
The “single window” principle. Multiline and direct cooperation with:
Reinsurer, Insurer
Medical centers,
hospitals, physicians
Individuals (Assureds, patients)
Programs of Critical Illness Insurance:
  • Coverage of various critical illnesses (cancer, surgery, transplantology)
  • Medical treatment in the leading hospitals of Israel, Europe, others
  • Doctors are internationally high-quality physicians (professors and department heads of the hospitals)
  • All types of medical treatment: surgery and conservative methods
  • Personal medical curator. Remote maintenance of the patient upon completion of treatment and returning back to the country of residence
  • Telemedicine & 2nd medical opinion
  • Assistance in arranging further treatment in patient’s place of residence in accordance with international standards (treatment protocols)
  • Assistance in arranging supply of authentic medicaments in patient’s place of residence
  • Full concierge services (invitation, visa support, flight, transfer, accommodation, services of interpreter, administrator, etc)
  • Full services in Russian
BENEFITS FOR INSURERS
  • Reliable reinsurance based on partnership with one of the world’s largest reinsurer for Life & Health
  • A new insurance product in portfolio
  • Simple source of additional revenue
  • Increase core product sales
  • Cross-selling by TopExperts (individuals, corporate)
BENEFITS FOR EMPLOYERS
  • Employees confidence about tomorrow
  • Encouragement of employee’s loyalty
  • Strengthening of competitive advantages
  • Capped insurance premium payments instead of full-cost treatment allowance to employees
Additional services from Top Experts Center:
  • Assistance in arranging further treatment in patient’s place of residence in accordance with international standards (treatment protocols) via broad medical partners network
  • Assistance in arranging supply of authentic medicaments in patient’s place of residence
HOW IT WORKS FOR A POLICYHOLDER IN CASE
OF TREATMENT ABROAD?
Receive a diagnosis
Application to the insurance company
Insurance company contact Top Experts Center
Top Experts Center helps to find the best doctor and hospital
Receive treatment with all expenses covered
Restart normal life at home
HOW IT WORKS FOR A POLICYHOLDER IN CASE
OF A REMOTE MEDICAL CONSULTING?
Receive a diagnosis
Contact Top Experts Center
Confirm/verify diagnosis and receive personal treatment care plan
Receive translation of medical report and recommendations
Restart normal life at home
Contacts
Top Experts Center | Treatment in Israel
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